Last modified: June 6, 2020
Like most website operators, CreditEUBank collects non-personally identifying information of the sort that web browsers and servers typically make available. This includes browser type, language preference, referring site, and the date and time of each visitor request. CreditEUBank’s purpose in collecting non-personally identifying information is to better understand how visitors use the Website. From time to time, CreditEUBank may release non-personally identifying information in the aggregate. Examples include publication of a report on trends in the usage of the Website or revealing viewing statistics on streaming videos.
CreditEUBank also collects potentially personally-identifying information like Internet Protocol (“IP”) addresses. CreditEUBank does not use such information to identify its visitors. CreditEUBank also does not disclose potentially personally-identifying information, other than under the same circumstances that it uses and discloses personally-identifying information, as described below.
GATHERING OF PERSONAL INFORMATION
Certain visitors to the Website choose to interact with the Website in ways that require CreditEUBank to gather personal information. The amount and type of information CreditEUBank gathers depends on the nature of the interaction. For example, we ask visitors who use our forums to provide a username and email address. In each case, CreditEUBank collects such information only as necessary or appropriate to fulfill the purpose of the visitor’s interaction with the Website. As visitors voluntarily provide personal information, a visitor is always permitted to refuse to supply personal information. Visitors should note that there may be aspects of the Website that may not work or work in the intended manner without personal information.
USE AND PROTECTION OF PERSONAL INFORMATION
CreditEUBank discloses potentially personally-identifying and personal information only to those of its employees, contractors, and affiliated organizations that (a) need to know that information in order to process it on CreditEUBank’s behalf or to provide services available on the Website, and (b) that have agreed not to disclose it to others, except as necessary to process the information and/or provide a service on CreditEUBank’s behalf. Some of those employees, contractors, and affiliated organizations may be located outside of your home country; by using the Website, you consent to the transfer of such information to them.
CreditEUBank does not rent or sell your potentially personally-identifying and personal information. Other than its employees, contractors, and affiliated organizations, as described above, CreditEUBank discloses potentially personally-identifying and personal information only when required to do so by law, or when CreditEUBank believes in good faith that disclosure is reasonably necessary to protect the property or rights of CreditEUBank , third-parties, or the public at large.
COMMUNICATIONS FROM CreditEUBank
By visiting the Website, you agree CreditEUBank may occasionally send you communications, whether by Mail and/or email, to tell you about new features, solicit your feedback, provide you with valuable marketing information, or otherwise keep you informed about the Website and its services. We primarily use our blog to communicate this type of information, so we expect to keep this type of communication to a minimum. You have the right to opt out of receiving these type of communications and need only notify us of your request to no longer receive such communications. This can be done by clicking on the unsubscribe link at the bottom of the email or, if the communication is sent via U.S. Mail, by emailing CreditEUBank via the contact page. With respect to other requests you may send to us (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. CreditEUBank makes reasonable efforts calculated to protect against the unauthorized access, use, alteration, or destruction of potentially personally-identifying and personal information.
INFORMED CONSENT WAIVER FOR COOKIES
INFORMATION REGARDING COOKIES AND ORIGIN SOURCE
|Types of cookie||Who serves these cookies|
|User experience cookies: These cookies are strictly for the use throughout our website and provide you with the best user experience.||CreditEUBank.com|
|Analytics cookies: These cookies collect data that is used to help analyze how our websites are being used or how effective our marketing campaigns are.||Google, DoubleClick, CrazyEgg, AdWords, BingAds, MOZ, SEMRUsh, Google DFP, Double Verify, MaxMind, Quantcast, Direct Advertising Partnerships|
|Advertising cookies: These cookies allow us to show relevant advertising messages to you based on your interests.||Facebook, Twitter, Adobe, Integral Ad Science, MOAT, White Ops, Adometry, Commission Junction, Fort Knox, Google DFP, Adwords, Bing Ads, Impact Radius, Flex Offers, Post Affiliate Pro, Finance Ads, Direct Advertising Partnerships|
DO NOT TRACK REQUESTS AND SIGNALS
Do not track requests and signals are settings on some web browsers alerting websites that the visitor does not want to be tracked. Compliance with these requests and signals is optional and many websites do not follow these requests and signals. Along with many other websites, the Website does not honor do not track requests or signals. However, as explained above, if you opt not to accept cookies, we do honor those requests.
THIRD PARTY WEBSITES
The Website contains links to other websites, apps, services and products (collectively, “Other Websites”). CreditEUBank and the Website do not control, review or endorse these Other Websites. CreditEUBank and the Website also do not review, endorse or necessarily agree with the privacy policies and notices used by these Other Websites. Before you share personal information with the these Other Websites, you should review their respective privacy notices, practices and other information available about how they handle your personal information.
Certain jurisdictions provide their citizens and residents with specific rights and protections regarding personal information. Some examples of these jurisdictions are (a) the European Union (“EU”) under the General Data Protection Regulation (“GDPR”), (b) Canada under the Personal Information Protection and Electronic Documents Act (“PIPEDA”), and Each of these jurisdictions provide different rights and protections. Below are examples from GDPR:
- To know from where we obtain personal information about you.
- To know what personal information we process about you.
- To request to view or receive a copy of your personal information.
- To have incorrect personal information about you corrected.
- To, in some cases, ask us to delete your personal information. Exercising this right may prevent you from engaging in certain Website-related activities.
- To object to certain processing of your personal information and request limited processing of your personal information. Exercising this right may prevent you from engaging in certain Website-related activities.
- To receive your personal data in a machine-readable format and have the data transferred to another party responsible for data processing.
- To receive the same products and services at the same cost (if any), to the extent possible, regardless of whether you exercise your rights.
- To know when automated decisions are made about you and to opt out of automated decision making. Currently, the Website does not perform automated decision making about individuals using personal information.
HOW LONG WE WILL KEEP YOUR PERSONAL INFORMATION
We will retain your personal information for as long as your account is active or as needed to provide you the products and services you have requested. We will retain and use your personal information as necessary to comply with our legal obligations, resolve disputes, and enforce our legal rights and obligations. This retention period may extend past the point at which you close your account where CreditEUBank has legitimate basis or legal obligation to do so. Additionally, you may request that CreditEUBank delete your personal information as described above.
PARENTAL CONSENT FOR CHILDREN’S PERSONAL INFORMATION
GDPR requires parental consent for the processing of children’s personal information under the age of 16 (Important Note: age of consent may be lowered to 13 by EU member states). The Children’s Online Privacy Protection Act (“COPPA”) provides similar protections to residents and citizens of the United States. Neither CreditEUBank nor the Website market to or intend to obtain or receive personal information for individuals under the age of 16. You should advise CreditEUBank in the event you are under the age of 16, so that the appropriate parental consent may be obtained.
HOW TO CONTACT US
We welcome your inquiries and comments. If you have any questions about how we process your personal data, or wish to exercise one of the aforementioned-rights, please feel free to contact us at [email protected].
LICENSE AND WEBSITE ACCESS
NO RECOMMENDATIONS OR ADVICE PROVIDED
The Website is to be used for informational purposes only as CreditEUBank is not registered as a securities broker-dealer or an investment adviser. No information contained on the Website is intended as securities brokerage, investment, tax, accounting or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. CreditEUBank cannot and does not assess, verify or guarantee the adequacy, accuracy or completeness of any information, the suitability or profitability of any particular investment, or the potential value of any investment or informational source. You are responsible for conducting your own investment research and decisions, and should seek the advice of a qualified securities professional before making any investment, and investigate and fully understand any and all risks before investing. CreditEUBank in no way warrants the solvency, financial condition, or investment advisability of any of the securities mentioned on the Website or any linked site. This information contained on the Website is not intended to be used as the sole basis of any investment decision, nor should it be construed as advice designed to meet the investment needs of any particular investor. For additional information and applicable disclaimers, please see CreditEUBank’s General Disclosures.
REGISTRATION AND USER ACCOUNT RESPONSIBILITIES
OTHER LINKED SITES
By providing links to other sites, CreditEUBank does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to CreditEUBank . CreditEUBank does not operate or control and has no responsibility for the information, products and/or services found on any external sites, unless expressly stated on such external site. Nor do such links represent or endorse the accuracy or reliability of any information, products and/or services provided on or through any external sites, including, without limitation, warranties of any kind, either express or implied, warranties of title or non-infringement or implied warranties of merchantability or fitness for a particular purpose. You assume complete responsibility and risk in your use of any external sites.
INTELLECTUAL PROPERTY STATEMENT
All marks appearing on the Website are the registered and unregistered trademarks of CreditEUBank . CreditEUBank ’s trademarks may not be used in any manner that is likely to cause confusion among customers or that disparages or discredits CreditEUBank . All Content on the Website, including, but not limited to, text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, message boards, chat, html code, xml code, and other original Content (collectively the “Content”), is the property of CreditEUBank or its content vendors and is protected by U.S. and international copyright laws. Nothing contained on the Website grants to you any license or other right to any of CreditEUBank nRise’s intellectual property or to any third party’s intellectual property. You may not copy, modify, distribute, display, reproduce or republish any of the data or Content contained on the Website without obtaining the prior written consent of CreditEUBank . Any User Contribution, which shall include but is not limited to, service reviews, product reviews, user-generated data and financial data, chat, forum posts, and/or other such content that you post to the Website, will be considered non-confidential and non-propriety. By posting any User Contribution on the Website, you grant CreditEUBank and its affiliates and service providers, and each of their and CreditEUBank’s respective licensees, successors, and assigns a perpetual, royalty-free, and irrevocable right and license to use, reproduce, modify adapt, publish, translate, distribute, transmit, publicly display, publicly perform, sublicense, create derivative works from, transfer, and sell any such User Contribution. You represent and warrant that you own or control all rights in and to the User Contributions, including the right to license such User Contributions, and that all of your User Contributions do and will comply with the aforementioned terms.
For applicable disclaimers, including limitations of liability, please see CreditEUBank’s General Disclaimers.
For applicable contact information, please see CreditEUBank’s Contact Information. The General Disclosures set forth infra control and govern your use and access to any and all of CreditEUBank Group, LLC’s websites. For purposes of the General Disclosures, the term “CreditEUBank ” shall also include CreditEUBank’s officers, directors, employees, shareholders, agents, licensors, and subcontractors.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT: YOUR USE OF THE WEBSITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE FULL EXTENT PERMITTED UNDER APPLICABLE LAW, CreditEUBank EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND WITH RESPECT TO THE WEBSITE AND ANY PRODUCTS OR SERVICES AVAILABLE ON OR THROUGH THE WEBSITE, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. CreditEUBank MAKES NO WARRANTY THAT (1) THE WEBSITE OR ANY PRODUCTS, SERVICES, CONTENT, INFORMATION OR OTHER MATERIAL OBTAINED THROUGH THE WEBSITE WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS; (2) THE CONTENT, DATA AND MATERIALS PRESENTED OR DISPLAYED ON THE WEBSITE ARE CORRECT, ACCURATE OR RELIABLE; (3) THE FUNCTIONS AND CONTENTS CONTAINED IN OR ON THE WEBSITE WILL BE WITHOUT ERRORS; (4) THE WEBSITE WILL BE FREE OF VIRUSES; (5) THAT THE SECURITY MEASURES TAKEN BY CreditEUBank TO PROTECT USER CONTRIBUTIONS WILL WITHSTAND ATTEMPTS TO EVADE SECURITY MECHANISMS OR THAT THERE WILL BE NO CRACKS, DISABLEMENTS OR OTHER CIRCUMVENTION OF SUCH SECURITY MEASURES; THAT ANY WEBSITE DEFECTS WILL BE CORRECTED, EVEN IF CreditEUBank IS AWARE OF THEM. CreditEUBank SHALL HAVE NO LIABILITY FOR ANY VIRUSES, DAMAGE TO YOUR COMPUTER, LOSS OF DATA, FINANCIAL LOSS, OR ANY OTHER DAMAGES ARISING FROM YOUR USE OF THIS WEBSITE. ANY AND ALL EXPENSES RELATED TO NECESSARY SERVICES OR REPAIRS FOR SOFTWARE OR HARDWARE, COMPUTER VIRUSES, SOFTWARE CODE, AND ANY LOSSES OR DAMAGES RESULTING FROM USAGE OF THE WEBSITE ARE THE SOLE RESPONSIBILITY OF THE USER.
DIGITAL MILLENNIUM COPYRIGHT ACT
CONTENT IS UPLOADED AT YOUR OWN RISK/WAIVER OF RELATED CLAIMS
LIMITS OF LIABILITY